For US law firms
Your attorneys are using AI. Your carrier is starting to ask about it.
At least one major carrier’s LPL application now asks whether your firm allows AI software to draft documents. If you check the box, they ask you to attach a description. We map where AI actually is across your firm and what risks it carries, so you have something to attach within 30 days (max) and before your renewal.
Why this matters now
Three pressures, from three different directions.
Not every carrier prints an AI question. It makes less difference than firms assume, because two of the three pressures below don’t depend on being asked.
The checkbox
A carrier lists AI drafting among a firm’s internal procedures, alongside conflicts systems and document retention. It is being treated as a control. And if you check it, they want the description attached.
The affirmation
Another carrier asks whether — after inquiry — any attorney is aware of circumstances that might give rise to a claim, and has a partner affirm they specifically asked all lawyers in the firm. There’s an initial box next to it.
The rules
Keep supervisory responsibility with the attorney. Fabricated-citation sanctions are now a matter of public record for firms that got this wrong.
The part most firms haven’t checked
The likeliest AI event at your firm may be the one your policy doesn’t cover.
One of the most common AI failures for an attorney isn’t a malpractice claim. It’s a sanctions motion over citations nobody verified. So it’s worth reading your own policy carefully because in one 2026 LPL policy we reviewed:
Definition of Damages · Exclusions
Court-imposed sanctions, fines and penalties are excluded from Damages.
The sanction itself is not covered.
Disciplinary coverage
Disciplinary Expenses expressly exclude fees and costs related to a motion for sanctions in any court.
Defending the sanctions motion is not covered either.
Limits
Disciplinary coverage caps at $10,000 per matter, $20,000 in aggregate — and defense costs sit inside the liability limits.
If a bar complaint follows, the cover runs out quickly. And every dollar of defense reduces what's left for the client.
Coverage is carrier-specific and policy-specific, and yours may read differently. But this is worth twenty minutes with your own policy because if it reads the same way, the most likely AI event at your firm is a cost the partners pay personally.
Phase one
AI Exposure Review
The inquiry, done properly and written down. Know exactly where AI lives in your firm, what’s yours to govern, where the gaps are, and what closing them will involve. Two to four weeks. Fixed price. You keep the artifacts whether or not you go further.
AI footprint map
The description you’d attach
One map per practice group, consolidated into a single firm-wide view: where AI is used, in which matters, by whom, on what client data. Including the tools nobody mentioned.
AI systems register
Your single source of truth
The operational inventory of every AI system in the firm, with a named owner against each — and the approved-tools list your AI policy points back to.
Gap list against carrier and bar expectations
What’s missing, and what it exposes
Where the firm falls short on documented supervision, verification, and confidentiality handling — prioritized, with the exposure named plainly.
Costed plan for closing the gaps
Makes the next decision concrete
A fixed-price, evidence-based scope for the governance build, so the bigger decision is a known quantity rather than open-ended professional fees.
- Duration
- Two to four weeks
- Price
- Fixed, scaled to firm size
- Guarantee
- Artifacts delivered before your renewal, or you don’t pay
- If you proceed
- Fee credited against the build
Phase two · optional
Then: the build, and the training.
Phase one tells you what’s actually there. Phase two puts the governance in place, ISO/IEC 42001-aligned, without the weight or cost of a certification program.
AI Governance Build
The policies, controls, records and evidence behind whatever your firm tells its carrier — and whatever it would need to show a disciplinary authority.
- AI policy and approved-tools list
- Integrated risk register (AI × confidentiality × data security)
- Documented supervision and verification controls
- Evidence pack for renewal
Attorney training
Practical and matter-level, not an ethics lecture — because the risk is a busy associate pasting a privileged document into a public tool at seven in the evening.
- Verification, and the duty of candor to the tribunal
- Confidentiality and what never leaves the firm
- What the approved tools are, and how to use them
- Attendance records you can evidence
Honest fit
Who this is for — and who it isn’t.
A good fit if
- You’re a US firm of roughly 5–50 attorneys
- You have no dedicated risk or compliance function
- Your attorneys are using AI — with or without a policy
- Nobody has formally asked where, or written it down
- A partner is about to sign an application about it
Not a good fit if
- You have a general counsel or risk function already doing this
- You’ve already mapped and registered your AI use
- You want a policy document with nothing behind it
- You want coverage or legal advice — we don’t provide either
Who you’d be working with
We don’t sell paperwork.
A policy that claims a control you don’t run is worse than none. Attached to an insurance application, that isn’t a documentation problem. Everything we build is real, evidenced, and defensible.
Standards
Committee member, BSI & ISO technical committees
Delivery
Regulated, sensitive-data environments
Questions
What managing partners ask us.
Our carrier's application doesn't ask about AI.
It may not — applications differ, and we've reviewed one that asks directly and another that doesn't ask at all. But the application you sign asks a partner to affirm that the firm made inquiry, and the Model Rules put supervision and confidentiality squarely on the attorney regardless. AI doesn't need its own checkbox to be a problem you can't describe.
Are you saying our policy won’t cover an AI claim?
No — and we're not qualified to tell you what your policy covers. We're saying we read a 2026 LPL policy in which court sanctions were excluded from Damages and sanctions-motion defense was carved out of a $10,000 disciplinary cover. That's worth twenty minutes with your own policy and your broker. If it reads the same way, you'll want to know that before, not after.
We already have an AI policy.
Then you're ahead of most firms. The harder question is whether it matches what attorneys are actually doing. A policy describes what should happen. Your carrier is asking what does.
We get risk management services free with our policy.
Many firms do, and they're worth using — privileged ethics advice, CLEs, form libraries. That's counsel. It isn't someone interviewing your practice groups, mapping which tools are actually in use on which matters, and producing the register behind it. Advice isn't evidence.
We handle this in-house.
Plenty of firms can, and if someone is actively doing it, you don't need us. Where we earn our place is doing the inquiry and the build quickly and in a form your carrier would accept, so your attorneys stay on billable work.
Will this slow our attorneys down?
The opposite is the intention. Most firms are stuck between a blanket ban nobody follows and a free-for-all nobody can evidence. Approved tools, clear rules and a verification trail are what let people use AI properly rather than quietly.
Before a partner signs
What would you attach?
A 20-minute call. We’ll go through what your application asks and what your firm could actually evidence today — whether or not you work with us.
Book a 20-minute callGeneral information for US law firms. Not legal advice, insurance advice, or coverage advice. QualitaX is not a law firm, an insurance broker, or a carrier. Insurance applications and policy terms differ by carrier, product and state; references above are to specific documents we have reviewed and are not representations about your carrier’s terms. Read your own application and policy, and consult your broker or coverage counsel.